2) Be careful of anything which involve money gram. go FTC (federal Trade Commission) website and look for this article "10 things you do to avoid fraud".
3) There is no such thing as "Free" money. If they tell you that you do nothing, invest nothing, etc Usually they are scams as a red flag. However there are some legit applications that may make you to earn some token of money if you put in some effort by sharing the app. Just be skeptical at all times.
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